In Australia, the deposit required to buy a commercial property is generally higher than for residential property and depends on several key factors. In most cases, lenders require around 20% to 30% of the property value as a standard deposit. However, for higher risk properties, first time buyers, or investment purchases, the deposit can increase to 30% to 40% or more. On the other hand, well established businesses or low risk properties may qualify for slightly lower deposits of around 15% to 25%. The exact amount depends on factors such as loan to value ratio, property type, location, and your financial position, so it is important to plan carefully before investing.
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